Founded in 1931, Allstate is one of the most widely known insurance providers in America. Its tagline, “You’re in good hands,” reflects the company’s promise to provide reliable protection. The insurer provides home, auto and life insurance for millions of consumers. In addition, Allstate offers supplemental hospital indemnity coverage and roadside assistance, which you can purchase separately or add to an auto policy.

While Allstate policy pros and cons premiums are higher than some competitors, it has numerous options for saving money, including the ability to bundle policies and usage-based driving discounts through its Drivewise program. Allstate is also a top choice for homeowners, scoring among the best in 2024 Bankrate’s Homeowners Insurance Study. Its wide range of add-on coverage is a draw for some customers, such as scheduled personal property, which covers high-value items like jewelry, electronics and antiques. The company is a good option for business owners looking for commercial auto insurance and specialized policies such as directors and officers liability coverage.

Allstate Life Policy Pros and Cons: A Clear Overview

However, some customers find the company’s claims process frustrating, with many giving it a one-star rating on the BBB website. Others report being charged for policies that were canceled. Its mobile app receives high marks, but some Android users complain that its Drivewise functionality isn’t as robust. It is a good idea to compare Allstate’s offerings with other companies to make sure it is a good fit for your needs.